Simple, transparent and reliable financial solutions for your personal and business aspirations. Low interest rates, minimal paperwork, and lightning-fast digital sanctions.
Zero impact on credit score. Compare personalized offers across 35+ premier banks & NBFCs.
Explore high-value financial products built for speed, transparency, and minimal cost.
Calculate exact monthly installments, total interest charges, and tenure flexibility in real time with our instant payoff simulator.
Sha Money Mithra is an authorized corporate channel partner with India's top 35+ RBI-regulated Banks and NBFCs. Compare real-time base rates, processing fee slabs, and tenure options below.
| Lending Partner | Selected Base Rate | Max Tenure | Processing Fees | Disbursal Speed | Special Advantage | Action |
|---|---|---|---|---|---|---|
|
State Bank of India
Public Sector Bank
4.9
|
8.50%
p.a. onwards
|
30 Years | 0.35% + GST (Capped) | 48 - 72 Hours |
Lowest Govt Rates
Zero prepayment penalty, max loan amount, high tenure
|
Apply via Mithra |
|
HDFC Bank
Private Bank
4.9
|
8.60%
p.a. onwards
|
25 Years | Up to 1.0% | 24 - 48 Hours |
Fastest Digital Approval
Instant in-principle sanction, minimal documentation
|
Apply via Mithra |
|
ICICI Bank
Private Bank
4.8
|
8.65%
p.a. onwards
|
30 Years | 0.50% - 1.25% | 24 Hours |
Pre-Approved Offers
Flexible top-up facility, 100% digital KYC process
|
Apply via Mithra |
|
Axis Bank
Private Bank
4.7
|
8.70%
p.a. onwards
|
30 Years | Up to 1.0% | 36 Hours |
Best Balance Transfer
Waived EMI on consistent repayment, lower margin
|
Apply via Mithra |
|
Bank of Baroda
Public Sector Bank
4.8
|
8.40%
p.a. onwards
|
30 Years | Nil to 0.50% | 3 - 4 Days |
Affordable Housing Pick
Linked to Baroda repo rate, zero hidden processing charges
|
Apply via Mithra |
|
Kotak Mahindra Bank
Private Bank
4.7
|
8.55%
p.a. onwards
|
25 Years | 0.50% - 1.0% | 24 - 48 Hours |
Competitive Home Rates
Special discounts for women borrowers, quick sanction
|
Apply via Mithra |
|
Tata Capital
Premier NBFC
4.8
|
8.95%
p.a. onwards
|
20 Years | 1.0% - 1.75% | Same Day / 24h |
Flexible Eligibility
High approval rate for self-employed & SME entrepreneurs
|
Apply via Mithra |
|
Bajaj Finserv
Premier NBFC
4.7
|
8.85%
p.a. onwards
|
20 Years | 1.25% - 2.0% | Same Day (Digital) |
Flexi Hybrid Term
Flexi loan limit with interest payable only on utilized funds
|
Apply via Mithra |
Sha Money Mithra Finserv is an authorized corporate channel partner across India's premier banks and NBFCs.
HDFC Bank
Bank
ICICI Bank
Bank
State Bank of India
Bank
Axis Bank
Bank
Kotak Mahindra Bank
Bank
Tata Capital
NBFC
Kotak Mahindra Bank
Bank
Fill out this simple form to compare customized quotes across India’s premier lenders. No obligation, 100% confidential.
Thousands of happy borrowers trust Sha Money Mithra Finserv for their financial needs.
Expert financial tips, market insights, and guides to help you make smarter money decisions.
Your credit score plays a crucial role in loan approval. Learn actionable strategies to boost your CIBIL score and unlock better interest rates...
Read ArticleFrom term loans to working capital lines — understand the different types of business loans and which one suits your growth stage best...
Read ArticleDiscover how transferring your home loan to a lower-rate lender can save you significant money over the loan tenure. Step-by-step guide inside...
Read ArticleWalk into any of our physical advisory centers across Tamil Nadu & Karnataka for priority document verification, instant banker meetings, or doorstep consultation.
#38/2, Venkatachalapathy Street, Shenoy Nagar, Chennai, Tamil Nadu 600030
Corporate Wholesale Loans, Large Business Lines, Wealth Advisory, High-Value LAP
Plot No. 104, 2nd Avenue, Anna Nagar West, Chennai, Tamil Nadu 600040
Retail Personal Loans, Home Buying Solutions, Doctor & Professional Loans
Suite 302, Cross Cut Road, Gandhipuram, Coimbatore, Tamil Nadu 641012
Textile & Manufacturing Working Capital, Machinery Finance, Industrial LAP
No. 45, 80 Feet Road, Near Mattuthavani, KK Nagar, Madurai, Tamil Nadu 625020
Agri-Business Lines, Commercial Vehicle Loans, Micro-Enterprise Credit
Prestige Meridian, 5th Block, Koramangala Industrial Area, Bengaluru, Karnataka 560095
Tech Professional Unsecured Loans, Startup Founder Credit, Venture Debt Desk
Our certified mobile financial consultants visit residential and commercial addresses across 45+ districts in Tamil Nadu & Karnataka.
Drop by our Shenoy Nagar corporate headquarters in Chennai or connect with our regional hubs across Tamil Nadu & Karnataka.