Frequently Asked Questions

While a CIBIL score of 750 or higher qualifies you for the lowest interest rates starting at 10.49% p.a., our partner network also evaluates applications with scores between 650 and 749 based on stable income and repayment history.

Yes, self-employed professionals (doctors, CAs, architects, consultants) and business proprietors are eligible by submitting 2 years' ITR, computation of income, and 6 months' bank statements.

Under RBI regulations, individual floating-rate term loans carry zero prepayment penalty. For fixed-rate loans, part-prepayment or foreclosure is generally permitted after 6 to 12 months with minimal charges.

Eligible MSMEs and companies can obtain up to ₹75 Lakhs in unsecured business loans based on GST turnover, banking transactions, and audited financials.

A dropline overdraft provides an approved credit limit that decreases gradually on a monthly or quarterly basis. You are charged interest only on the amount you withdraw from the facility.

Home loans can be sanctioned for tenures up to 30 years (or until the applicant reaches 60 to 65 years of age), enabling lower monthly installments.

Yes, with a Home Loan Balance Transfer you can refinance your existing loan with a new lender at lower interest rates and obtain additional top-up funds for renovations or liquidity.