Sha Money Mithra Finserv

Instant Paperless Personal Loans

Get funds up to ₹40 Lakhs deposited directly into your bank account with minimal documentation and interest rates starting at 10.49% p.a.

Why Choose Sha Money Mithra Finserv Personal Loans?

Lowest Interest Rates
Starting from 10.49% p.a. depending on CIBIL score.
Disbursal in 24 Hours
Digital e-KYC and lightning-fast approval.
Flexible Repayment
Repay comfortably across 12 to 60 months.
No Collateral Required
100% unsecured loan for any personal necessity.

Eligibility & Documentation

Eligibility Criteria
  • Indian citizen between 21 and 60 years
  • Salaried or self-employed professional
  • Minimum monthly income: ₹20,000
  • CIBIL score 700+ preferred for best rates
Documents Required
  • PAN Card & Aadhaar Card
  • Last 3 months' salary slips
  • Last 6 months' bank statement
  • Address proof (Utility bill or Passport)

4 Easy Steps to Your Loan

1
Apply Online
2
Upload Docs
3
Get Sanction
4
Disbursed

Frequently Asked Questions

Once your documents are verified and the digital agreement is signed, funds are credited within 24 to 48 hours directly to your designated bank account.

Yes, most partner lenders allow part-payment or complete foreclosure after 6 to 12 EMIs with minimal or zero penalty charges.

Apply for Personal Loan

Instant preliminary eligibility check with no impact on credit score.

256-bit Secure Encryption